Singapore Time Deposit Rates

BankAccountInterest rateTerm

0.75%1 yearApply

0.6500%3 yearApply

0.550%2 yearApply

0.55%2 yearApply

0.5000%6 monthApply

0.3500%3 monthApply

0.350%1 yearApply

0.25%1 yearApply

0.25%1 yearApply

0.25%1 yearApply

0.200%6 monthApply

0.20%9 monthApply

0.20%9 monthApply

0.20%1 monthApply

0.1500%6 monthApply

0.150%6 monthApply

0.15%6 monthApply

0.100%3 monthApply

0.10%5 monthApply

0.10%4 monthApply

0.10%5 monthApply

0.10%3 monthApply

0.10%1 yearApply

0.10%6 monthApply

0.10%4 monthApply

0.10%3 monthApply

0.10%3 monthApply

0.08%3 monthApply

0.0500%2 monthApply

0.050%1 monthApply

0.050%2 monthApply

0.050%1 monthApply

0.05%1 monthApply

0.05%1 monthApply

0.05%1 monthApply
About Singapore Time Deposits

Within Singapore, fixed interest bank products are commonly known as either a fixed deposit or time deposit in the country. This product is denominated in the local currency of the Singaporean Dollar (SGD) but some banks do offer deposits in foreign currencies as well. These currencies can include but are not limited to for a foreign currency fixed deposit product in USD, CAD, EUR, GBP, CHF, HKD, JPY, NZD and AUD.

The local $S deposit rates published may be influenced by a number of factors including bank requirements, monetary policy from the Monetary Authority of Singapore (mas.gov.sg) and competition.

Some banks offer flexible periods with Tenors or Terms that may range from 1 day, 3 month, 1 year or 3 year terms but will depend on each individual bank. This product can require a minimum deposit to open and can have a higher rate of return then $S savings accounts.

Search Accounts

  • DBSDBSLocal Major Singapore Bank80 Branches / 1,100 ATMsFind Out More
  • DBSDBSDBS Private Bankinvestible > SGD 5millionFind Out More
  • Citibank SingaporeCitibank SingaporeMajor International BankBegan 1902/ Global BranchesFind Out More
  • POSBPOSBLocal retail consumer bank53 branches / DBS ownedFind Out More